Just like when you purchase a car from a dealership, insurance is something you arrange separately based on your preferences. While we don’t sell insurance directly, we proudly recommend and partner with Luxsurance, a trusted name in jewelry protection. They make it easy to insure your piece against loss, theft, or accidental damage — so you can wear it with total peace of mind.

While it’s not required, we highly recommend it. Your ring is more than a beautiful piece — it’s a meaningful investment. Insurance offers peace of mind by protecting against life’s unexpected moments, safeguarding your ring ensures your story stays shining.

We recommend inquring directly with Luxsurance in regard to your personalized quote.

We're happy to provide a complimentary appraisal upon request with any purchase made through Icing On The Ring. For jewelry not purchased from Icong The Ring, we offer appraisal services for a $65 fee per item.

If something happens to your ring, your first step is to file a claim directly with your insurance provider. While we don’t handle claims in-house, we’re always here to support you with any documentation or repair estimates your insurer might need. If you’ve insured your piece through Luxsurance, their claims process is simple, transparent, and designed to get you back to wearing your ring as soon as possible.